Cheap Mortgages. Cheap Mortgages UK and London

 

Latest Rates -

2 YEAR FIXED RATE - No Extended Early Repayment Charge
5.19% - 30/06/2010
Reverts to Standard Variable rate currently 6.99%
The overall cost for comparison is 7.1% APR.

Arrangement fee is 2.5% of the mortgage amount. Can be added to the loan.

Over pay by up to 10% of the mortgage amount per annum during the fixed rate period without being asked to pay an Early Repayment Charge.

Early Repayment Charge of 5% of the mortgage amount until 30/06/2009 and 4% until 30/06/2010.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
2 YEAR FIXED RATE - No Extended Early Repayment Charge
5.62% - 31/07/2010
Reverts to Standard Variable rate currently 7.25%
The overall cost for comparison is 7.2% APR.

£999 Arrangement fee can be added to loan.

Over pay by up to 10% of the mortgage amount per annum during the fixed rate period without being asked to pay an Early Repayment Charge.

Early Repayment Charge of 3% of the mortgage amount until 31/07/2009 and 2% until 31/07/2010.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
REMORTGAGE FIXED RATE - No Extended Early Repayment Charge
5.59% - 31/07/2018
Reverts to Standard Variable rate currently 5.95%
The overall cost for comparison is 5.9% APR.

NO SURVEY OR LEGAL COSTS.

£995 Arrangement fee can be added to the loan.

Over pay by up to 5% of the mortgage amount per annum during the fixed rate period without being asked to pay an Early Repayment Charge.

Early Repayment Charge of 6% of the mortgage amount until 31/07/2018.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
REMORTGAGE FIXED RATE - No Extended Early Repayment Charge
5.89% until 30/06/2010
Reverts to Standard Variable rate currently 7.0%
The overall cost for comparison is 7.1% APR.

NO SURVEY OR LEGAL COSTS.

£995 Arrangement fee can be added to the loan.

Over pay by up to 10% of the mortgage amount per annum during the fixed rate period without being asked to pay an Early Repayment Charge.

Early Repayment Charge of 3% of the mortgage amount until 30/06/2009 and 2% until 30/06/2010.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
BUY-TO-LET 2 YEAR FIXED RATE No Extended Early Repayment Charge
5.89% for 2 years
Reverts to Standard Variable rate currently 7.09%
The overall cost for comparison is 7.3% APR.

Arrangement fee of £2799 can be added to the mortgage on completion.

Rent calculated at 100% of the payrate.

No over payments without being asked to pay an Early Repayment Charge.

Early Repayment Charge of 6% of the mortgage in the first 2 years.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
BUY-TO-LET 3 TRACKER - No Extended Early Repayment Charge
5.70% for 3 Years
Reverts to Standard Variable rate currently 7.44%
The overall cost for comparison is 7.4% APR.

Rent calculated at 125% of the payrate.

Arrangement fee of 2% of the mortgage amount, can be added to the mortgage on completion.

No over payments without being asked to pay an Early Repayment Charge.

Early Repayment Charge of 3% of the mortgage in the first 3 years.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £250.

The Mortgage Centre is a Trading Style of LRG Insurance Services Ltd. 24 Church Street Rickmansworth, Hertfordshire, WD3 1DD Authorised and Regulated by the Financial Services Authority - 306204

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