Cheap Mortgages. Cheap Mortgages UK and London

 

Latest Rates -

2 YEAR TRACKER - HOUSE PURCHASE - 1.84%
BANK BASE + 1.34%
Tracks Bank Base Rate plus 1.34% for 2 years

Reverts to Standard Variable rate currently 4.99%

The overall cost for comparison is 4.8% APR.

2% arrangement fee can be added to the loan.

FULLY FLEXIBLE - Overpay, underpay, take payment holiays & borrow back overpayments.

Early Repayment Charge of 2% of the mortgage amount in the first 2 years ON FULL REPAYMENT ONLY.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
2 YEAR FIXED RATE - HOUSE PURCHASE
2.64% until 30/06/2012
Reverts to Standard Variable rate currently 4.99%

The overall cost for comparison is 4.9% APR.

2% Arrangement fee can be added to the loan.

Overpay by 10% of the mortgage amount per annum during the fixed rate period without being asked to pay an Early Repayment Charge.

Early Repayment Charge of 3% of the mortgage amount until 30/06/2012.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
2 YEAR TRACKER - REMORTGAGE - 1.99%
BANK BASE + 1.49%
Tracks Bank Base Rate plus 1.49% for 2 years

Reverts to Standard Variable rate currently 4.99%

The overall cost for comparison is 4.8% APR.

FREE SURVEY & FREE LEGALS

2% arrangement fee can be added to the loan.

FULLY FLEXIBLE - Overpay, underpay, take payment holiays & borrow back overpayments.

Early Repayment Charge of 2% of the mortgage amount in the first 2 years ON FULL REPAYMENT ONLY.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
2 YEAR FIXED RATE - REMORTGAGE
2.79% until 30/06/2012
Reverts to Standard Variable rate currently 4.99%

The overall cost for comparison is 4.9% APR.

2% Arrangement fee can be added to the loan.

VALUATION FEE REFUNDED ON COMPLETION & FREE LEGALS

Overpay by 10% of the mortgage amount per annum during the fixed rate period without being asked to pay an Early Repayment Charge.

Early Repayment Charge of 3% of the mortgage amount until 30/06/2012.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
BUY-TO-LET TRACKER - 2.99%
BANK BASE + 2.49%
After 31/07/2011, interest rate reverts to lender's Standard Variable rate, currently 4.99%.

The overall cost for comparison is 5.2% APR.

Arrangement fee of 3.5% can be added to the mortgage on completion.

Rent calculated at 125% of 4.99%.

Overpay by 10% of the mortgage amount per annum during the tracker period without being asked to pay an Early Repayment Charge.

Early Repayment Charge of 3% of the mortgage amount until 31/07/2011.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
BUY-TO-LET FIXED RATE
2.99% until 31/07/2011
Reverts to Standard Variable rate currently 4.99%

The overall cost for comparison is 5.2% APR.

Arrangement fee of 3.5% can be added to the mortgage on completion.

Rent calculated at 125% of 4.99%.

Overpay by up to 10% of the mortgage amount per annum during the fixed rate period without being asked to pay an Early Repayment Charge.

Early Repayment Charge of 5% of the mortgage amount until 31/07/2011

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
80% LTV BUY-TO-LET TRACKER
BANK BASE + 4.19% - 80% LTV
After 31/07/2011, interest rate reverts to lender's Standard Variable rate, currently 4.99%.

The overall cost for comparison is 5.3% APR.

Arrangement fee of 2.5% can be added to the mortgage on completion.

Rent calculated at 125% of 4.99%.

Overpay by 10% of the mortgage amount per annum during the tracker period without being asked to pay an Early Repayment Charge.

Early Repayment Charge of 3% of the mortgage amount until 31/07/2011.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
80% LTV BUY-TO-LET FIXED RATE
4.69% until 31/07/2011 - 80% LTV
Reverts to Standard Variable rate currently 4.99%

The overall cost for comparison is 5.3% APR.

Arrangement fee of 2.5% can be added to the mortgage on completion.

Rent calculated at 125% of 4.99%.

Overpay by up to 10% of the mortgage amount per annum during the fixed rate period without being asked to pay an Early Repayment Charge.

Early Repayment Charge of 5% of the mortgage amount until 31/07/2011

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £250.

The Mortgage Centre is a Trading Style of LRG Financial Solutions Ltd. 24 Church Street Rickmansworth, Hertfordshire, WD3 1DD Authorised and Regulated by the Financial Services Authority – 491176.

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Registered Office: 24 Church Street, Rickmansworth, Hertfordshire WD3 1DD.

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